Audit offering
Pre-Licensing Readiness Review
A focused readiness assessment for fintech teams approaching a new licence application or a material change in permitted activities.
Who this audit serves
Teams drafting or refining licence applications for payment, electronic stored-value, lending, or related fintech activities who want an independent gap view before counsel files.
What you receive
A readiness scorecard covering governance, capital narrative, operational capacity, and customer-protection controls, plus a punch list of items that typically draw supervisory questions.
Scope in practice
We review draft application materials, organizational design, key policies, and the narrative of how customer funds and personal data will be safeguarded. Interviews focus on whether described controls match actual staffing and vendor arrangements.
Included
- Review of draft licensing narrative and supporting annexes
- Gap list mapped to common supervisory inquiry themes
- Interview sessions with proposed compliance and operations leads
- Written readiness memo for founders and outside counsel
Outside this engagement
- Drafting the licence application itself
- Lobbying or direct representation before regulators
- Capital-raising advisory
How the work unfolds
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1
Materials intake
We inventory draft filings, policies, and role descriptions against the intended licence type.
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2
Challenge sessions
Structured interviews pressure-test whether staffing, vendors, and controls match the written narrative.
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3
Readiness memo
You receive a prioritized gap list and suggested sequencing before counsel submits.
Ready to scope this audit?
Share your product line, regulatory posture, and timing. We will confirm fit and outline fieldwork before any engagement letter.